We believe there is a better way...
We serve as a “fiduciary” working only in the best interest of you, our client. We are a fee-only adviser and accept no commissions in any form that could pose a conflict of interest.
We are a low-cost provider eliminating the high cost of active mutual funds with associated sales loads and fees. We use low-cost, passive index-based ETFs and mutual funds and manage investments directly within the firm customized to your needs.
We avoid the underperformance of active mutual funds and managers. According to S&P Dow Jones Indices, over a five-year period ended June 2018, 76% of large-cap, 82% of mid-cap, and 93% of small-cap managers have underperformed their respective benchmarks.
Our firm includes investment and planning advice all under one roof from David and Tony with decades of professional experience to help provide a holistic investment management experience.
We believe that our mission is not only to efficiently and holistically provide you with superior investment and planning services, but also to educate you as your “personal CFO”.